Posted by reddit community contributor carybob on December 17, 2018 10:08:10 I’m a newbie to reddit and my first purchase was from the thrift store.
I was hesitant to pay more because I thought it was too expensive for what I was trying to accomplish.
My husband and I are very conservative with our spending.
He’s not a big fan of spending, so I figured it was best to just do it as we go along.
This way, I’m not putting my faith in a credit card that I don’t understand.
The first time I used the card I was surprised by the high interest rate because I had been using it for about three months.
I thought the rate was high because of the fees I was paying, but it was actually much lower than I thought.
I tried to pay the full amount of the card within a week of opening it, but the transaction took longer than I expected because of fees.
I contacted them to see if I could get an expedited process.
They were able to give me a better rate, but I was still surprised.
The second time I opened the card, I had a good experience.
I had the full purchase history, and my husband and kids could see the transactions and I had to pay them.
I didn’t realize the $60 purchase limit that was applied to the card until after opening the account, so it was a little easier to pay.
The third time I closed it, I did not have the money, and I thought I was wasting money.
But I was wrong.
The next time I had money to spare, I decided to close it because I knew that it was going to be too late to save it.
I realized that it had been a waste of time and money, so after opening it again, I made it up to the $100 limit, which I was very happy about.
If you are a new reader, this is the first time you have seen this.
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Thank you for reading! carydob